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執筆者の写真GUIA DESIGN OFFICE

Simple Step for owning a house

更新日:10月1日

It is simple and not difficult.

1st step

1st, check the money=budget.

Next, check the house within budget.


If you want to buy a house with a housing loan, please be careful of these.


🏠Housing loan is special loan.


⚠️Not everyone is approved for it.


It is much difficult than the other loan, car loan, credit card, moblie, etc.


So if you really want a house with a housing loan, 1st is check housing loan examination. Next is house. Not 1st is house.

What you need to know

If you will do banks housing loan examination, you will know 2 important things.


✅ Will the bank lend you it or not ?

✅ If so, how much will the bank lend you ?


If you will know these 2 things, you can find and think house within this budget.


So, 1st is housing loan ex. Next is house, not 1st.

⚠️Most important is housing loan examination.

Examination process

Housing loan ex. is 2 time in total.


1st is easy and simple. 2nd is difficult and detail.

1st is approved but, ⚠️2nd is often not approved.


However, you don't have to worry about it. Now it is better to "just do" 1st housing loan ex.

1st housing loan examination

It is simple. So it can be done online.


Requirements <photo OK>


1️⃣ Zairyu-card / Residence card

⚠️If you have drivers licence, please send it too


2️⃣ Shakai hokensho / Social Insurance card

⚠️If not, please send "Kokumin keko hoken"


3️⃣ Gensen Reiwa 5 /2023

⚠️If not, please send payslip for last 3 month


4️⃣ Keita number and Emali address


If you send them to GUIA messenger, I will check and submit them to the bank.


GUIA DESIGN OFFICE facebook messenger

Direct meeting

lf you will send them, I will submit.


⚠️After that, if the result will be approved or not, I will meet you and expalin in directly.

I will wait your message.

I hope your dream come true.

If you will try, please check this


Next step, 2nd examination

 

If you have any questions, please ask

facebook messenger m.me/guiadesignoffice


Please feel free to contact us.

🇯🇵 A national qualified expert try to give you

advice that suits your current situation.


GUIA DESIDN OFFICE

Ibaraki Association of Architectural Firms

B5464 0309

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