It is simple and not difficult.
1st step
1st, check the money=budget.
Next, check the house within budget.
If you want to buy a house with a housing loan, please be careful of these.
🏠Housing loan is special loan.
⚠️Not everyone is approved for it.
It is much difficult than the other loan, car loan, credit card, moblie, etc.
So if you really want a house with a housing loan, 1st is check housing loan examination. Next is house. Not 1st is house.
What you need to know
If you will do banks housing loan examination, you will know 2 important things.
✅ Will the bank lend you it or not ?
✅ If so, how much will the bank lend you ?
If you will know these 2 things, you can find and think house within this budget.
So, 1st is housing loan ex. Next is house, not 1st.
⚠️Most important is housing loan examination.
Examination process
Housing loan ex. is 2 time in total.
1st is easy and simple. 2nd is difficult and detail.
1st is approved but, ⚠️2nd is often not approved.
However, you don't have to worry about it. Now it is better to "just do" 1st housing loan ex.
1st housing loan examination
It is simple. So it can be done online.
Requirements <photo OK>
1️⃣ Zairyu-card / Residence card
⚠️If you have drivers licence, please send it too
2️⃣ Shakai hokensho / Social Insurance card
⚠️If not, please send "Kokumin keko hoken"
3️⃣ Gensen Reiwa 5 /2023
⚠️If not, please send payslip for last 3 month
4️⃣ Keita number and Emali address
GUIA DESIGN OFFICE facebook messenger
Direct meeting
lf you will send them, I will submit.
⚠️After that, if the result will be approved or not, I will meet you and expalin in directly.
I will wait your message.
I hope your dream come true.
If you will try, please check this
Next step, 2nd examination
If you have any questions, please ask
facebook messenger m.me/guiadesignoffice
Emai address consult@guiadesign.com
This site www.guiadesign.com/dream
Please feel free to contact us.
🇯🇵 A national qualified expert try to give you
advice that suits your current situation.
GUIA DESIDN OFFICE
Ibaraki Association of Architectural Firms
B5464 0309
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